/* Brand refresh */
:root{--tfc-deep:#123c36;--tfc-deep-2:#0f2f2b;--tfc-navy:#183047;--tfc-forest:#245f54;--tfc-sage:#dfeae5;--tfc-ivory:#f7f5ef;--tfc-gold:#b69a5a;--tfc-text:#222a2e;--tfc-muted:#667176;--tfc-line:#d9e0dc}.tfc-brand{background:#fff;color:var(--tfc-text)}.tfc-brand .tfc-shell{width:min(1180px,calc(100% - 40px))}.tfc-brand-hero{padding:96px 0 86px;background:radial-gradient(circle at 84% 18%,rgba(182,154,90,.18),transparent 30%),linear-gradient(135deg,#f7f5ef 0%,#edf4f1 58%,#fff 100%);border-bottom:1px solid var(--tfc-line)}.tfc-brand-hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:64px;align-items:center}.tfc-brand-eyebrow,.tfc-premium-eyebrow{margin:0 0 14px;font-size:.78rem;font-weight:800;letter-spacing:.18em;color:var(--tfc-forest)}.tfc-brand-hero h1{margin:0;max-width:760px;color:var(--tfc-deep-2);font-family:"Hiragino Mincho ProN","Yu Mincho",serif;font-size:clamp(2.7rem,5.4vw,5.1rem);font-weight:700;letter-spacing:-.035em;line-height:1.16}.tfc-brand-lead{max-width:720px;margin:28px 0 0;color:#39474b;font-size:1.12rem;line-height:2}.tfc-brand-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:30px}.tfc-btn-brand-primary{background:var(--tfc-deep);color:#fff!important;box-shadow:0 9px 24px rgba(18,60,54,.18)}.tfc-btn-brand-secondary{border:1px solid var(--tfc-deep);background:#fff;color:var(--tfc-deep)!important}.tfc-brand-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:30px}.tfc-brand-trust span{padding:8px 12px;border:1px solid #cfdcd6;border-radius:999px;background:rgba(255,255,255,.7);color:#39524c;font-size:.82rem;font-weight:700}.tfc-brand-hero-panel{padding:32px;border-radius:22px;background:linear-gradient(160deg,var(--tfc-deep),var(--tfc-navy));color:#fff;box-shadow:0 24px 70px rgba(16,48,43,.18)}.tfc-brand-panel-kicker{margin:0 0 8px;color:#d9c99f;font-size:.72rem;font-weight:800;letter-spacing:.16em}.tfc-brand-hero-panel h2{margin:0 0 24px;color:#fff;font-family:"Hiragino Mincho ProN","Yu Mincho",serif;font-size:1.8rem;line-height:1.5}.tfc-brand-steps{margin:0;padding:0;list-style:none}.tfc-brand-steps li{display:grid;grid-template-columns:46px 1fr;gap:14px;align-items:center;padding:15px 0;border-top:1px solid rgba(255,255,255,.14)}.tfc-brand-steps strong{color:#d9c99f;font-size:.8rem;letter-spacing:.12em}.tfc-brand-section{padding:86px 0}.tfc-brand-section-white{background:#fff}.tfc-brand-section-soft{background:#f4f7f5}.tfc-brand-section-head{max-width:780px;margin-bottom:38px}.tfc-brand-section-head h2,.tfc-brand-two-col h2,.tfc-brand-final-cta h2{margin:0 0 16px;color:var(--tfc-deep-2);font-family:"Hiragino Mincho ProN","Yu Mincho",serif;font-size:clamp(2rem,3.5vw,3.15rem);line-height:1.35}.tfc-brand-feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.tfc-brand-feature{min-height:260px;padding:28px 24px;border:1px solid var(--tfc-line);border-radius:18px;background:#fff}.tfc-brand-feature-no{color:var(--tfc-gold);font-size:.8rem;font-weight:800;letter-spacing:.16em}.tfc-brand-feature h3{margin:18px 0 12px;color:var(--tfc-deep);font-size:1.2rem}.tfc-brand-feature p,.tfc-brand-section-head p:last-child,.tfc-brand-two-col p{color:var(--tfc-muted);line-height:1.9}.tfc-brand-care-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.tfc-brand-care{display:block;padding:30px;border:1px solid var(--tfc-line);border-radius:18px;background:#fff;color:var(--tfc-text)!important;text-decoration:none!important}.tfc-brand-care-focus{background:linear-gradient(145deg,#f8fbfa,#eef5f1);border-color:#b9d1c7}.tfc-brand-care span{color:var(--tfc-gold);font-size:.73rem;font-weight:800;letter-spacing:.16em}.tfc-brand-care h3{margin:10px 0;color:var(--tfc-deep);font-size:1.45rem}.tfc-brand-care p{margin:0 0 14px;color:var(--tfc-muted)}.tfc-premium-showcase{padding:96px 0;background:radial-gradient(circle at 90% 0%,rgba(182,154,90,.17),transparent 28%),var(--tfc-deep-2);color:#fff}.tfc-premium-showcase-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:58px}.tfc-premium-eyebrow{color:#d7c28e}.tfc-premium-intro h2{margin:0 0 22px;color:#fff;font-family:"Hiragino Mincho ProN","Yu Mincho",serif;font-size:clamp(2.4rem,4vw,3.7rem);line-height:1.28}.tfc-premium-intro p{color:#d9e1de;line-height:2}.tfc-btn-gold{margin-top:14px;background:var(--tfc-gold);color:#132b28!important}.tfc-premium-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.tfc-premium-cards article{padding:24px;border:1px solid rgba(255,255,255,.16);border-radius:16px;background:rgba(255,255,255,.055)}.tfc-premium-cards article.is-featured{border-color:rgba(214,190,132,.65);background:rgba(182,154,90,.12)}.tfc-premium-cards span{color:#d7c28e;font-size:.7rem;font-weight:800;letter-spacing:.16em}.tfc-premium-cards h3{margin:8px 0;color:#fff;font-family:"Hiragino Mincho ProN","Yu Mincho",serif;font-size:1.5rem}.tfc-premium-cards p{margin:0;color:#d2dcda;font-size:.9rem;line-height:1.75}.tfc-premium-note{margin:24px 0 0;color:#aebdb9;font-size:.78rem}.tfc-brand-two-col{display:grid;grid-template-columns:1fr .8fr;gap:58px;align-items:center}.tfc-brand-quote{padding:38px;border-left:4px solid var(--tfc-gold);background:var(--tfc-ivory)}.tfc-brand-quote p{margin:0;color:var(--tfc-deep-2);font-family:"Hiragino Mincho ProN","Yu Mincho",serif;font-size:1.45rem;line-height:1.8}.tfc-brand-final-cta{padding:82px 0;text-align:center;background:linear-gradient(180deg,#f3f7f5,#fff);border-top:1px solid var(--tfc-line)}.tfc-brand-actions-center{justify-content:center}@media(max-width:960px){.tfc-brand-hero-grid,.tfc-premium-showcase-grid,.tfc-brand-two-col{grid-template-columns:1fr;gap:32px}.tfc-brand-feature-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.tfc-brand .tfc-shell{width:min(100% - 28px,1180px)}.tfc-brand-hero{padding:58px 0 52px}.tfc-brand-hero h1{font-size:clamp(2.3rem,12vw,3.5rem)}.tfc-brand-section,.tfc-premium-showcase{padding:60px 0}.tfc-brand-feature-grid,.tfc-brand-care-grid,.tfc-premium-cards{grid-template-columns:1fr}.tfc-brand-feature{min-height:auto}.tfc-brand-hero-panel,.tfc-brand-quote{padding:26px 22px}.tfc-brand-actions .tfc-btn{width:100%;justify-content:center;text-align:center}}